Easy Cover 4 U
Welcome to Easy Cover 4 U!

Insurance Articles


Cheap California Auto Insurance
By Eric Morris


Californians are currently able to procure low cost, reduced limit automobile liability coverage. The California Low Cost Automobile Insurance Program (CLCAIP) is a new program that meets the financial responsibility laws of the State of California. These policies are accessible to competent citizens living in the counties of Los Angeles and San Francisco. To qualify, you need have a certain household income, driving record (the number of accidents and violations), and vehicle purchased value.

The voters of California enacted Proposition 103 (Prop.103) into law in November of 1988. Prop. 103 gives numerous consumer protections associated to buying and maintaining automobile insurance. Given below are some of the major provisions of Prop. 103 that protect your rights as an insurance consumer.

Prop.103 recognized a legal description of a ""Good Driver"" in this state. A Good Driver is someone who has been licensed for at least three consecutive years and has no more than one point on their driving record. Certain major violations may be considered for periods of seven years, such as a DUI (Driving under the Influence) conviction.

All automobile insurance companies licensed in California are required to tender coverage for Good Drivers. If you are a Good Driver and you are denied the opportunity to buy insurance from the company of your choice, then you can contact the California Department of Insurance for further action. Also, it is significant to note that your rates as a Good Driver should be lower by at least 20% to regular rates.

It also established new criteria that determine an insurer?s ability to cancel or non-renew your policy. There are only three bases on which an automobile policy can be canceled/non-renewed once it is issued: fraud/material misrepresentation, non-payment of the premium, or substantial increase in the hazard insured against.

California Auto Insurance provides detailed information about California auto insurance, California auto insurance companies, California auto insurance comparisons, and more. California Auto Insurance is affiliated with Cheap Sports Car Insurance.

Article Source: http://EzineArticles.com/?expert=Eric_Morris

For more information about this article and/or the author visit http://www.e-californiaautoinsurance.com

For more information, news and articles see:

Hgv Courier Insurance - Hgv Courier Insurance
...se for a delivery business. So there are now insurers who specialise specifically in more complex insurance policys, they are experts in business insurance; therefore they will be able to advise you o...
Visit Hgv Courier Insurance...

Gap Insurance - Gap Insurance
... might all be familiar with car insurance but how many people know what gap insurance is? I know that I had never heard about this type of insurance before until it was brought to my attention recent...
Visit Gap Insurance...

Car Gap Insurance - Car Gap Insurance
...I had never heard of car gap insurance until recently. I suppose unless you buy a car on finance you might not know about such policies. As I understand it the car gap insurance covers you in the ev...
Visit Car Gap Insurance...

Ppi Claims - Ppi Claims
...lt pressured into taking out payment protection insurance on your loan. The representative from the bank seemed to bamboozle you with facts and figures and to be honest; you didn`t quite understand w...
Visit Ppi Claims...

Dock Levellers - Dock Levellers
...at you can place your vehicles near for loading and unloading your various goods. Our levellers are extremely strong and durable, and are made to handle your vehicle with ease. You are given easy oper...
Visit Dock Levellers...

Loading Bay Equipment - Loading Bay Equipment
...ipment for our clients. With this equipment, you are able to load and unload all your merchandise with great ease and efficiency. We provide high quality equipment which is cost effective as well. We ...
Visit Loading Bay Equipment...

Courier Insurance - Courier Insurance
...ust as some parcels being sent might be quite costly or important. Losing such document or parcels can mean huge losses for some people. Therefore,Courier Insurance has become an important considerati...
Visit Courier Insurance...

Payment Protection Insurance - Payment Protection Insurance
...oday`s challenging work environment and due to the global economic downturn, there is a real concern for many people regarding the security of their job with the threat of being made redundant ever in...
Visit Payment Protection Insurance...

Jet Ski Insurance - Jet Ski Insurance
...nd models that frequent numerous Jet Ski Insurance water centres. Taking to the wet stuff on your powerful jet ski will be an exhilarating experience and you`ll Jet Ski Insurance want to be subjected...
Visit Jet Ski Insurance...

Marina Insurance - Marina Insurance
...a insurance you may well have been given a number of different policy wordings from a variety of companies, this is a guide is to help you decide what sort of policy would suit you more and give you t...
Visit Marina Insurance...


Click For More Detailed Information on:

Home  |  About Us  |  Contact Us  |  Articles  |  Special Reports  |  Links  |  Site Map

Copyright © 2003-2010. All Rights Reserved.


Valid CSS!