Easy Cover 4 U
Home  |  About  |  Articles  |  Reports  |  Links  |  Site Map    
Welcome to Easy Cover 4 U!
Insurance Articles
•
•
•
•

Home
:: About Us
:: Contact Us
:: Article
:: Reports
:: Links
:: Site Map

Related Links

Car Gap Insurance

Yacht Insurance

Car Warranty

Ppi Claims

Dock Levellers
Online Insurance: The End of the High Street Broker?
By George McGonigal


When I was a lad, some 25 years ago, the Insurance Company called to your door every month to collect your life insurance premium. My recollection is of a drab suited man having to run the gauntlet of neighbourhood dogs rather like the postman.

Then through the eighties more and more people found their wages being deposited directly into hastily set up bank accounts; this led to the standing order for paying all sorts of regular bills including insurances and heralded the demise of the door to door representative. An economy quickly realised by big insurance companies in the UK.

Then during the nineties big firms latched on to the idea of ?direct? which is a handy abbreviation for cutting out the middle man. Just watch tv or listen to the radio toady and you are sure to observe this direct and that direct. The purpose of this in the world of insurance is to cut out the traditional high street broker and the percentage paid to them wherever possible.

The advent of the Internet and its increasing usage in most homes up and down Britain has accelerated the ?direct? phenomenon. The big boys have quickly realised that websites are cheap to build and in addition there is a small army of privately owned websites on the World Wild Web that are more than happy to promote their insurance products for a commission ? this commission usually being a lot less than a typical shop front broker is currently paid.

This all sounds very good???for the PLC that is. From the consumer?s point of view the casualty in all this is usually the level and quality of service. It?s fine when you are arranging your policy on the phone or on the net and you can even have the privilege of paying there and then by credit card. What will the ?direct? experience be like when it comes to making ac claim? Just how ?direct? is a call-centre located in India? While you the consumer are no doubt seeing some of the savings by skipping the broker don?t think for one minute that all the savings are being passed on.

So in ten years time will the high street broker be a thing of the past?

For more information about this article and/or the author visit http://www.scotland-insurance-centre.co.uk

For more information, news and articles see:

Ppi Claims - Ppi Claims
...o taking out payment protection insurance on your loan. The representative from the bank seemed to bamboozle you with facts and figures and to be honest; you didn`t quite understand what was going on...
Visit Ppi Claims...

Hgv Courier Insurance - Hgv Courier Insurance
...ry different type of insurance that you would normally purchase for a delivery business. So there are now insurers who specialise specifically in more complex insurance policys, they are experts in bu...
Visit Hgv Courier Insurance...

Marina Insurance - Marina Insurance
... of different policy wordings from a variety of companies, this is a guide is to help you decide what sort of policy would suit you more and give you the exact cover you need. You have to look for val...
Visit Marina Insurance...

Payment Protection Insurance - Payment Protection Insurance
...g work environment and due to the global economic downturn, there is a real concern for many people regarding the security of their job with the threat of being made redundant ever increasing. The big...
Visit Payment Protection Insurance...

Jet Ski Insurance - Jet Ski Insurance
...nce have been with us for some time now in the UK and there are many makes and models that frequent numerous Jet Ski Insurance water centres. Taking to the wet stuff on your powerful jet ski will be ...
Visit Jet Ski Insurance...

Courier Insurance - Courier Insurance
...rier Insurance is a must as some parcels being sent might be quite costly or important. Losing such document or parcels can mean huge losses for some people. Therefore,Courier Insurance has become an ...
Visit Courier Insurance...

Loading Bay Equipment - Loading Bay Equipment
...uipment for our clients. With this equipment, you are able to load and unload all your merchandise with great ease and efficiency. We provide high quality equipment which is cost effective as well. We...
Visit Loading Bay Equipment...

Dock Levellers - Dock Levellers
...ur various goods. Our levellers are extremely strong and durable, and are made to handle your vehicle with ease. You are given easy operational control and flexibility, and you are able to place the e...
Visit Dock Levellers...

Car Gap Insurance - Car Gap Insurance
...rance until recently. I suppose unless you buy a car on finance you might not know about such policies. As I understand it the car gap insurance covers you in the event of a car being stolen and nev...
Visit Car Gap Insurance...

Gap Insurance - Gap Insurance
... I know that I had never heard about this type of insurance before until it was brought to my attention recently. The gap insurance covers the deprecation on a car in the event of it being stolen an...
Visit Gap Insurance...
Click For More Detailed Information on:
Home  |  About Us  |  Contact Us  |  Articles  |  Special Reports  |  Links  |  Site Map
Copyright © 2003-2010. All Rights Reserved.


Valid CSS!